Freedom Number

The day your money earns more than you spend.

Your Freedom Number is the corpus that lets your investments pay for your life — forever. Set your expenses and your monthly SIP, and see how many years stand between you and freedom.

Your numbers
Everything your household spends in a month
25× annual expenses = the classic 4% rule; 30–33× is safer for India
What you invest every month
Raise your SIP as your income grows
Mutual funds, stocks, EPF, NPS — everything already invested
Equity funds have averaged 11–13% over long periods
Your expenses — and your target — grow at this rate
Your Freedom Number
—
In today's money. By the year you reach it, inflation makes it —.
Years to Freedom
—
You'll be free at age —, in —
Not reachable in 60 years at this SIP. Inflation is outrunning your investing pace — raise the SIP or the step-up to bring freedom into range.
Your corpus Freedom Number (inflating)

What a bigger SIP buys you

Monthly SIPYears to freedomFree at ageYears saved
The Freedom Number
Videos on money, freedom and buying back your time — every week.
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